Owner and two employees of a clinic in Miami, all Cuban, arrested for insurance fraud.

The owner of a rehabilitation clinic in Miami and two of her employees, all of Cuban origin, were arrested this Tuesday, each charged with more than twenty serious offenses, including organized crime and insurance fraud, authorities from the state of Florida reported.

An undercover operation by the Insurance Fraud Bureau of the Florida Department of Financial Services uncovered and led to the dismantling of an insurance fraud scheme orchestrated from Ace Medical & Rehab Center, located at 3990 W. Flagler St. in the Flagami neighborhood, reported the television station Local 10 News.

The police arrested the owner of the clinic, Yanirma Toledo, 43; the registered advanced practice nurse Maylett Leiva Santana, 42; and the therapist Lensky José Hernández Santiago, 43. The three reside in southwestern Miami-Dade.

According to the arrest report, Ace Medical & Rehab Center billed insurance companies $47,310 for multiple therapy sessions that never took place.

The investigation of the case began in January, after authorities received "several alerts" that the three accused were "deceiving and defrauding insurance companies."

According to police documents, on January 30, investigators created a false accident report and sent two collaborators to the rehabilitation center's facilities.

At the clinic, they asked the undercover witnesses to fill out medical and therapy forms before a doctor consulted them and routine exams and X-rays were conducted, but no actual therapy was provided.

The arrest report states that Hernández Santiago paid one of the witnesses to take the other to the health center.

In addition, he indicated to Leiva Santana -identified by the police as the "doctor" of the clinic- to add a non-existent injury in one of the claims, to "obtain more money from the insurance companies," the document accessed by Local 10 News specifies.

Each of the defendants faces charges of organized crime, conspiracy to commit organized crime, and conspiracy to commit grand theft, two charges of organized scheme to defraud, and 23 charges of insurance fraud.

Hernández Santiago is also accused of a charge of money laundering.

After their arrest, the three were sent to the Turner Guilford Knight Correctional Center (TGK) in Miami-Dade.