The Cuban @jaimevillaclara shared his experience on TikTok regarding the rise in auto insurance prices in Miami.
In his video, which has sparked reactions online, Jaime explains that he had been paying $289 a month for a year without any accidents or claims, and during his last renewal, the price increased by $120. "They are taking all the money we make in this country," he comments, visibly upset by the insurance agency's lack of explanation regarding the hike.
Jaime also expressed his frustration at not finding alternatives that offered him a solution: "Who takes care of us, who takes care of our money? No one." He explains that getting quotes from other insurance companies does not change the situation, as prices also tend to rise with each renewal.
The comments reflected a variety of reactions from users who seem to identify with their situation. “It’s authorized theft; insurance companies never lose,” one user expressed, while another shared their experience: "I've gone over 6 years without accidents or tickets, and this year I've changed my insurance twice because they raised my rates by more than $120.” Some added critiques of the system in general: “We are alone in this country; politicians are the first to be privileged.” Another user commented, "This is Miami, the master scam. If you come, be prepared to pay $300 or $400 just for car insurance."
Some users proposed alternatives or possible solutions. "If you don't pay for insurance, they send you to the DMV and suspend your license"; "Switch companies," although others warned that this is not a guarantee of price stability either: "They raise it on you after six months too."
Jaime concluded his video by stating that he is seeking ways to resolve his situation with the car insurance and wished his followers a good Sunday. The responses reflect the concerns of other users regarding car insurance prices in Miami and the lack of clear options to address these increases.
What do you think?
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