A Cuban resident in the United States has sparked debate on TikTok by questioning one of the pillars of the so-called "American Dream": homeownership. In a video posted on the platform, @yanimg30 responded to a comment suggesting she move "to your own property" instead of continuing to pay rent, stating that "that's what everyone would like, but if everyone could do that, there wouldn't be large rental companies."
The young woman explained that she does not adhere to the social stigma that one must own a home by a certain age. "The American dream is to earn enough without having the burden of that mortgage weighing you down," she said firmly.
The American dream is to pay for that property but also to continue living life, to be able to go out with dignity, humbly, to dine at a restaurant, and to be able to take vacations as well. The American dream is also being able to lie on your pillow and not be kept awake by that payment,” he added in his reflection.
He also criticized excessive debt and the manipulation of income with the Internal Revenue Service (IRS) to obtain loans. “Don't deceive the IRS by not telling them you earn more than you really do, because you're only fooling yourself; you won't be able to pay back the loan,” he stated.
Regarding household economics, he noted that, in his opinion, it is not necessary for couples to combine their salaries to afford a home. “I am one of those who believes that in marriage, just because it’s marriage, we don’t have to pool both incomes to pay for the property. One of the two needs to earn enough to cover the property and household expenses, so that we don’t have to live tightly."
The video sparked numerous reactions among users, who agreed that the American dream is not the same for everyone. “That dream isn’t for everyone,” commented one follower. Another pointed out, “For me, the true American dream is having your own business and being financially secure.” It was also noted that in cities like Miami, the high housing prices and the obsolescence of many buildings mean that renting remains a viable option. “Renting gives you freedom,” stated another user.
Crossed testimonies: Dream fulfilled or costly mistake?
The reflection adds to other testimonies from Cubans living in the United States who have also shared their experiences regarding home buying. Last May, a young woman celebrated the purchase of her first home after living three years in a trailer. “Thanks to my hard work and having lived here for 3 years in this trailer, today I am saying goodbye to the trailer,” she said while showcasing her new home on social media.
However, not all stories end in success. A Cuban woman explained that after purchasing her house in 2024, she came to consider the decision as “the worst mistake of her life”. “None are worth what they’re asking for, and no one tells you that,” she stated. “It would have been smarter to stay where we were renting.” She also revealed that her taxes increased by over a thousand dollars due to improvements in the area, which no one had anticipated.
Another Cuban, who bought a $600,000 house in Pembroke Pines, later discovered that it required major renovations, lost his home insurance, and is now facing monthly payments of up to $5,000. “It’s tough,” he admitted in his testimony on TikTok.
In parallel, other creators have shared advice for those looking to settle in the United States. One of them warned: “Yuma is the country of stress... Don't get into debts you can't pay.”
The debate over whether it's better to rent or buy a house continues to divide opinions. For many, homeownership remains a symbol of success and stability. For others, like the young Cuban who shared her viral reflection, the true American dream might be to live with financial peace and free from debts that disrupt sleep.
Frequently Asked Questions about the American Dream and Home Buying in the U.S.
Is it essential to buy a house to achieve the American Dream?
The American dream does not necessarily mean owning a home. For some, living with financial peace and being debt-free is more important than owning a house. Purchasing property can be viewed as a symbol of success, but it can also become a financial burden if not planned properly.
What are the risks of buying a house in the U.S.?
Buying a house in the U.S. can involve significant financial risks, such as excessive debt, hidden costs, high taxes, and the need for unforeseen renovations. These factors can make the property a less profitable investment in the short term.
Is it better to rent or buy a home in the U.S.?
The decision between renting and buying depends on each person's economic circumstances. Renting may offer more freedom and fewer immediate financial responsibilities, while buying can provide long-term stability. It is important to assess the additional costs associated with property ownership before making a decision.
What do some Cubans consider to be the true American dream?
For some Cubans, the true American dream is to live with financial peace and have their own business. Rather than focusing solely on home ownership, some prioritize economic independence, the ability to enjoy life without overwhelming debts, and success in their ventures.
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