In 2026, currency sales at CADECA will combine the new floating rate (approximately 409-417 CUP per dollar and around 491 CUP per euro) with an expanded network of offices and mandatory appointments through MiTurno in Transfermóvil, but it will still be rationed and difficult for most Cuban salaries
Exchange rate and prices
As of December 18, 2025, the "transformed exchange market" will be in effect, featuring a third segment with a floating rate that the BCC publishes daily
At the end of the year, sales at CADECA are fluctuating in the range of about 409-417 CUP per dollar and around 491 CUP per euro, still slightly below the informal market but well above the former 120 CUP
Network of offices in 2026
20 new CADECA branches have been opened to sell foreign currency to the public, located in Havana, Matanzas, Villa Clara, Camagüey, Santiago, Guantánamo, Pinar del Río, Mayabeque, Artemisa, and Sancti Spíritus, among others.
Exchange Rate Evolution
Authorities have indicated that the expansion will be gradual and "controlled," with the possibility of adding more offices in the coming weeks depending on the availability of foreign currency
Digital shifts and real access
Access to currency purchases is now centralized in the appointment system MiTurno within Transfermóvil, which now includes these 20 new offices.
Appointments can be requested via mobile, with a fee of 10 CUP per reservation, allowing for a limit on active requests and the option to manage appointments for multiple people. However, many users face months of waiting or are unable to pay the full amount when their turn finally arrives due to high prices
Impact on the population
The combination of more offices and digital shifts improves the logistics regarding physical lines, but the main bottleneck remains the scarcity of foreign currency and the disconnection between salary and exchange rate.
In practice, even if the shifts begin to come out faster, buying 100 USD for over 400 CUP means exceeding 40,000 CUP, an amount unattainable for most monthly incomes in Cuba.
Projection for 2026
As long as this scheme remains in place, it is highly likely that CADECA will continue to operate with: a floating rate close to the informal market, limited quotas per person, mandatory digital appointments, and a gradual expansion of offices
There are no official signs of total unification or a significant reduction in exchange rates in the short term; the design aims to attract foreign currency to the formal system without abruptly dismantling the differential with the street market
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