The Cuban content creator Yanetatlanta, who resides in the United States, shared her opinion on TikTok about how to create a budget to save money, highlighting the importance of organizing income and expenses.
"The key to saving money is having a budget, knowing what you earn and what you spend, and how much money you have left," explained the TikToker @yanetatlanta in her post, which has already accumulated over 25,000 views.
In his words, which have sparked debate online, he emphasized that the first step to achieving savings is to divide expenses into two categories: essentials, such as rent and bills, and non-essentials, such as impulse purchases or dining out.
He also emphasized the importance of adjusting expenses to leave some surplus that can be allocated to savings: "If you don't have much money left to save, review your non-essential expenses and see where you can cut back," while noting that "the issue of saving is not just to save for the sake of saving and stop having coffee to have money set aside; the idea of saving is either to invest in something, to have an emergency fund, because an emergency fund is always necessary."
In response to your viewpoint, a debate arose in the comments from users on the network regarding the difficulties and strategies for saving. Some users appreciated the advice: "Thank you, Yanet, I watch your videos and your tips help me a lot"; "I love your videos, very clear and concise," while others questioned the effectiveness of these recommendations in low-income situations: "To save, you just have to earn abundantly; if you cut out a coffee or a pizza, you're just applying misery to yourself again."
Others shared their own saving experiences: "I save first and live off what’s left for the rest of the month; that works for me"; "Generally, you should save 10% of your salary. If it's more, that's even better," they added.
This video joins similar posts that this young Cuban shares online, where she has given financial advice, shared her experience as an immigrant, and discussed other lifestyle topics. In that regard, she has talked about the cost of owning a home in the United States, the number of credit cards she considers advisable to have, and has provided recommendations for newcomers to the country.
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